Apple Pay Cash would require verification of your identity through Face ID - NewCydiaTweaks


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Saturday, August 26, 2017

Apple Pay Cash would require verification of your identity through Face ID

Apple Pay is known by all as the most adopted mobile payment system. But this is limited to businesses and banks approved by Apple. That's why Apple Pay Cash comes along .

What is Apple Pay Cash? What will it allow us to do?

This tool is nothing more and nothing less than an "PayPal" Apple. In this way, this service will allow us to save money in our Apple account as a balance , so pay with this instead of withdrawing the money from the credit card. Thus, when paying with Apple Pay or sending money to a friend (which we will talk about below), we can choose whether we want to consume the balance of our account and pay what is missing with the card, or pay all the money with our credit or debit card we have at Apple Pay.
But from my point of view, the most novel feature is the possibility of sending money between users ( from person to person ). In this way, sending money to your friend or relative would be as simple as sending it through iMessage . So easy and comfortable . And of course, everything will be done natively , without having to install anything on our device. Although, the main drawback is that everything points to this feature would only work if the two users have iOS devices. Of course, unless they launch iMessage for other operating systems like Android, but it is something that has not heard anything, so it is something that is not expected in the near future ...
iMessage on iPhone
Thanks to Apple Pay Cash you can send money to your contacts through iMessage, in addition to being able to save balance in the style of PayPal.

Apple Pay Cash will ask you to show your ID or driver's license

But all that is something that was already known. What's new in this news comes in the system that will integrate Apple to prevent users from falsifying their identity .
This was known thanks to text strings included in iOS 11 betas The first one found was the following:
  • Verify your identity to continue using Apple Pay Cash "
From this text we intuit that in order to use the server of Apple Pay Cash, the user must verify in some form who is who it claims to be. And obviously, if you can not verify the identity, the use of the tool will not be allowed. And how will the verification be done? This is revealed by the second string of characters discovered:
  • Place your driver's license or identity with the photo in the frame of the camera "
By requesting the identity card or driver's license , Apple will obtain several data other than the ID number. First of all you will be able to obtain the real name of the person, besides an official photograph. In addition, it will also allow you to find out if the person you are using is of age or not (since both identifiers include the date of birth).
In this way, Apple will be able to prevent fraud and identity fraud , thus avoiding several problems in its payment services, Apple Pay and Apple Pay Cash.
Apple Pay could be boosted by Apple Pay Cash, Apple's "PayPal."
Apple Pay could be boosted by Apple Pay Cash, Apple's "PayPal."


Without a doubt, Apple Pay Cash will be as loved by users as Apple Pay was, or even more. Above all, if they manage to make it as easy to use as they promise the service will surely succeed. It is also interesting to see how they are working to increase security and avoid fraud and misuse. Although as I mentioned, I think that the main problem they will have is that users with iOS are the minority, and since both the one sending the money and the one receiving it must have iOS 11 or later, it will cost the service to be widely used .

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